As you can see in the table below, whether you're a
brand new expat or a seasoned veteran, we have a set of financial
solutions to fit your needs. From basic services like international
banking and savings to sophisticated wealth management and
estate planning, we can help.
| |
Starting Expat |
Settled Expat |
Career Expat |
| International Banking |
| Executive Plus |
Takes care of your basic banking and financial needs along with Online banking |
An opportunity for you to compare us against your existing bank and have online banking as well |
An ideal way to try us out and have online banking and access to your fund investments |
| Fixed Term Deposit |
A bank account to hold funds for fixed periods of time with a fixed rate of return |
Investors need a cash reserve so they can act on good opportunities |
Experts advise that cash should be part of a well balanced portfolio |
| Investment Management |
| Royal Bank of Canada International Currencies Fund |
A money-market fund with the opportunity to earn better returns than a savings account plus store your money in a preferred currency |
Use with Executive Plus as an opportunity to earn better returns and hold your money in another currency |
Can act as the cash component of your portfolio and also allow you to hold your money in a preferred currency |
| Global Funds |
An easy way to invest in world bond and equity markets with a minimum investment of only $US10,000 |
A good place to test our performance against your current investments and find out how we can help you make more of your money |
Many of our clients began their relationships with us with a trial investment in our Global Funds |
| Individually-Tailored Wealth Management |
| Full Service Brokerage (International Investment Advisory) |
For clients who want the individually tailored investment advisory services of Canada's leading full service investment dealer and have a minimum of $US250,000 to invest |
For clients who want the individually tailored investment advisory services of Canada's leading full service investment dealer and have a minimum of $US250,000 to invest |
For clients who want the individually tailored investment advisory services of Canada's leading full service investment dealer and have a minimum of $US250,000 to invest |
| Discretionary Investment Management |
For those who prefer to leave the management of their portfolio to a professional investment manager and have minimum investable assets of US$1,000,000 |
For those who prefer to leave the management of their portfolio to a professional investment manager and have minimum investable assets of US$1,000,000 |
For those who prefer to leave the management of their portfolio to a professional investment manager and have minimum investable assets of US$1,000,000 |
| Trusts & Estate Planning |
| Trusts & Estate Planning |
If you have a need to preserve capital and start estate planning. Requires a minimum level of US$1,000,000 |
It's never too early to begin thinking about planning your estate. Requires a minimum level of US$1,000,000. |
International trusts can help you preserve your wealth, better control your estate and transfer assets to your heirs so as to maximize the benefits of your wealth |
Financial Services for Expatriates are provided by various Royal Bank of Canada Global Private Banking entities located in a number of different jurisdictions. Readers should note that the regulatory regime applying, including any investor protection or depositor compensation arrangements, may well be different from that of their home jurisdiction. Depending upon your citizenship and residency some products and services may not be available to you. The price and value of investments can fall as well as rise and investors may not get back the amount originally invested.
The above is intended as general information only and is not intended as taxation or investment advice. Readers should always obtain independent tax and investment advice particular to their individual circumstances.
Your attention is drawn to the risk warnings and other important information regarding each product that are listed under "Product Specific Legal" on each product page.
Depending upon your citizenship and residency some products and services may not be available to you. In particular: Royal Bank of Canada Global Funds are not available to citizens or residents of the United States of America and residents of Canada.
Royal Bank of Canada International Currencies Fund Limited is not available to citizens or residents of the United States of America and residents of Canada.